Making money your slave

Instead of leaving your cash in your saving acct, where interest rate is only 0.25% (it is that low!), why not leave it in a savings plan with a potentially higher yield of at least 3.75%, or, why don't you invest this sum of money and get back potentially 10% of your captital or even more.

I'm not a firm believer of Unit Trust or piggy bank savings.

But alas, above all that, high returns come with high risks.